Death by Prescription, by Ray D. Strand M.D., tells how Americans were once protected by the Federal Drug Administration, which now acts more like an advocate for the pharmaceutical companies than a guardian for the general public.  There was a time when Americans could feel protected by the Federal Drug Administration (FDA). It was a time when only 3-4% […] Read more

A few years ago someone close to me became disabled. She had purchased a long-term disability (LTD) policy with CNA insurance and felt fortunate to have the policy. She was brought up with a strong work ethic, this, coupled with the fact that she immensely enjoyed her job, only increased the emotional pain of not […] Read more

Chances are if you have a long-term disability (LTD) insurance policy it falls under the Employee Retirement Income Security Act (ERISA) guidelines. If that is the case then know now that if you ever become disabled and file a LTD claim there is a chance you will be denied your benefits after a year or […] Read more

Benjamin W. Glass’ book Robbery Without a Gun, is a thin book as books go. Even though modest in length the message speaks volumes—and one that you should seriously consider getting your hands on if you have a long-term disability (LTD) policy or have recently become disabled. If you are someone who has never been […] Read more

The Whistleblower, by Peter Rost, M.D., reminds me a lot of those Chinese finger traps you might have played with as kid. You stick a finger in each end of a bamboo woven tube and the harder you struggle to free yourself, the more difficult it is to escape. As adults, we know the secret […] Read more

In the 6th grade a group of us decided to play a practical joke on classmate, Tommy. Each of us approached Tommy and while staring at one of his earlobes asked him if he felt okay, because it looked like he had epidermis. His response started out with a healthy, “Yes,” but after being asked […] Read more