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Cigna Long Term Disability

My husband has had Crohn’s disease for over 25 years. About 2 1/2 years he developed a rare disease called Pyoderma Gangrenosum. The best way of describing it is incurable ulcers that eat down to his tendon. It is systemic and chronic like Crohn’s. Mike has not responded to the medicines that are available. The condition is extremely painful, the fear is amputation if not controlled. Trauma makes it spread like ‘wild fire’.

We battled Cigna and PG for 2 years. Mike wanted to go back to work, so he would try. Cigna wanted to deny the claim, so they would try. It was an emotionally exhausting battle. Mike tried everything from Hyperbaric Oxygen Therapy to injecting chemo into his belly once a week. (as he does now as well as Cimzia). Ultimately 4 specialist came to the agreement that the only way Mike will keep his leg is to stay on permanent disability.

Through this battle to find relief Mike also developed Vascular disease, a “massive” dvt. Besides Osteoporosis.

December 2009 Mike moved onto Long Term Disability. They notified of a review in March. Then denied his claim in May 2010 without notice. Cigna has been told by 3 specialist since November of 2009, that Mikes conditions are chronic and dibilating and these diagnosis’ will not change. They have been told that any trauma to his leg WILL lead to amputation. These facts were made aware to them yet again in May. They still chose to deny his claim. They have been made aware of his limitations. They have a colonoscopy report from 7/2009 proving that is Crohn’s is active, yet in May 2010 that was not “current” enough. They have said to him they look for “weight loss” to prove that Crohn’s is active. They also want labs for PG. According to their own medical encyclopedia, there are no labs for PG.

This company has lost DR. notes. (the colonoscopy report had to be faxed 3 times). They have ignored diagnosis’ and prognosis’ repeatedly. They do not return phone calls from us or our Dr.s. They have said they have phoned Dr.s when they have not.

My husband did not ask to be sick. He is only 45 years old and he loved his job. Cigna is a horrible company. If we knew this is how he was going to be treated we would have been better off burning the money he spent on premiums in the back yard.

Comments on this entry are closed.

  • charles peters October 26, 2010, 7:33 am

    I know how you feel i have the Cigna LTD from Texas they have deny me I’ m asking for help from the Kentucky gov. to have them pay us all Americans or ban them from selling their INS in the USA.

    Thank You
    Charles P.

  • Cindy June 24, 2013, 1:29 pm

    OMG !! I have been dealing with Cigna . my husband had 3 strokes in Feb.. he cant walk, talk, move his right arm.. he cant go to the bathroom and on June 5 had to have a surgery to put tubes in his stomach to help him go to the bathroom.. over 10 years ago he had open heart surgery and he has cancer. along with kidney problems.. Cigna wants to dig up things from over 10 years now.. I have been waiting for almost 2 months for a check.. they tell me they have not gotten anything from DRs but yet when I call my dr they say they never received anything from Cigna asking for anything. I have lost my car, behind on bills I can only borrow from people for so long while I wait for them to make up there mind what they want to do with my husband money.. this is not right.. I have been so stressed out with these people I get off the phone and just cry.. till they walk in our shoes and about to lose everything they don’t care.. they took away my husband insurance may 31 and told me he has to pay now 1100.00 a month I told them I don’t even have 5.00 to my name.. he had worked for this company for 19 years and this is what we get.. how hard is it to give these guys what they gave them.. I need lots and lots of prayers please. things are so bad..

  • Mike W. June 26, 2014, 11:34 am

    My wife was let go of her job because she could no longer function with her progressive Multiple Sclerosis lays in bed all day, after paying into Cignas LTD for 27 years they will give her nothing, they are a fraud and shouldn’t be allowed to be in business, they are an abomination to the human race!